Workers’ compensation is a safety net designed to support employees who suffer work-related injuries or illnesses. In Minnesota, this program provides workers with medical care and compensation for lost wages during their recovery. However, myths and misconceptions surround workers’ compensation, causing confusion and sometimes preventing employees from seeking the benefits they deserve. Understanding what is true and what is not can empower workers to make informed decisions and access the support they need.
Clearing up these myths impacts both employees and employers as they navigate the workers’ compensation system. Misunderstandings can lead to errors in filing claims. These errors can leave injured workers without necessary financial and medical assistance. Here are some of the most common myths about workers’ compensation and the truth behind them.
You cannot receive benefits if the injury was your fault
Many believe that if they are responsible for their work-related injury, they are ineligible for workers’ compensation benefits. However, Minnesota’s workers’ compensation system is no-fault, meaning employees are generally entitled to benefits regardless of who caused the injury. The key factor is that the injury occurred in the course of employment.
Part-time workers are not eligible for workers’ compensation
Another common misconception is that only full-time employees qualify for workers’ compensation benefits. In Minnesota, workers’ compensation protects most employees, including part-time, seasonal, and temporary workers from the first day of their employment.
You must see a company-appointed doctor
While employers may suggest a medical provider, injured workers have the right to choose their doctor for treatment related to a work injury. It is important for workers to know they can select a healthcare provider they trust.
Filing for workers’ compensation will get you fired
Some employees fear retaliation or termination if they file a workers’ compensation claim. However, the law prohibits employers from firing or retaliating against employees for seeking workers’ compensation benefits. Such protections ensure that workers can pursue their claims without fear of unjust consequences.
Dispelling these myths contributes to a fair and functional workers’ compensation system. When workers understand their rights, they receive the support they need in case of a work-related injury or illness. With the right knowledge, employees can confidently navigate the workers’ compensation process.